We recently took part in the Espacio Empresa programme on La 8, where our CEO, Máximo Fernández, shared a key insight: today, accessing financing is no longer about turning to a single channel, but about structuring each transaction correctly in an increasingly demanding environment.
During the interview, Máximo highlighted how access to financing has evolved in recent years. Traditional banking remains a fundamental pillar, but in many cases it is no longer sufficient. It now coexists with new alternatives such as debt funds, factoring, confirming, leasing and renting, which enable the design of more flexible structures tailored to each company’s reality. It is not about replacing one with another, but about combining them intelligently.
Kaizen Consulting was born precisely from this need: to provide solutions for viable projects that, despite their strength, do not fit within traditional channels. Our approach is based on long-term support. The very term “Kaizen”, which in Japanese means “continuous improvement”, reflects our philosophy: to constantly adapt to each project and circumstance.
Anticipation is no longer an advantage it is a necessity
One of the clearest messages from the interview was this: companies that wait until they need financing are already too late. Planning ahead not only expands the available options, but also improves conditions and reduces the risk of bottlenecks. However, we continue to see recurring mistakes: poorly structured information, lack of financial strategy, and excessive dependence on traditional banking.
At Kaizen, this is precisely where we focus: organising information, defining the right structure, and connecting each project with the appropriate financier. We simplify a process that, for many companies, is complex and difficult to access.
We currently support more than 300 clients from our offices in Valencia, Madrid and the United Kingdom, across sectors such as real estate, industrial, hospitality and renewable energy particularly in situations involving growth, liquidity constraints or lack of guarantees.
More than financing: structure, vision and strategy
In a context marked by uncertainty, including events such as the DANA storm, the war in Ukraine, and supply chain disruptions, financing has ceased to be merely a transactional tool and has become a strategic lever.
This is where we truly make a difference: we do not act as intermediaries, but as advisors who analyse each project in depth to design tailored solutions, often combining multiple sources of financing.
The future lies in the coexistence of traditional banking and alternative financing, as well as in companies that are better prepared, more flexible and better advised.
Because the difference is not in accessing financing, but in knowing how to structure it so that it drives, rather than limits, growth.
You can watch the full interview at the following link.
