At Kaizen Consulting, we recently supported a company specializing in services and installation projects with a strong technological component at a key moment in its development. The company has a highly qualified professional team and an ambitious business plan that includes a significant expansion process. However, the execution of this plan was facing considerable delays, creating the need for interim financing to bridge the gap and ensure the continuity of its strategic objectives.
Thanks to our in-depth knowledge of the financial ecosystem, and particularly of mutual guarantee societies, we were able to design a tailored solution that combined different financing instruments—always under optimal and secure conditions for the company.
A Two-Phase Structure
The client’s situation was based on strategically located facilities that represented a key asset for the company. These facilities were subject to a real estate leasing agreement with an outstanding balance of nearly €300,000.
First operation: Balance sheet strengthening
We arranged a €300,000 loan with an alternative bank to cancel the leasing contract. As a result, the property was transferred directly to the company’s balance sheet, reinforcing its patrimonial structure and providing greater flexibility for future operations.
Second operation: Financing for growth
Once the ownership of the facilities was consolidated, we structured a loan with a traditional bank, secured by a mortgage on the property. With a valuation of €1.5 million, the company requested €1 million to fund its ambitious expansion plan.
The Outcome
This dual operation allowed the company to close a stage of financial uncertainty in an orderly manner while simultaneously accessing the resources needed to continue executing its growth strategy. All this was achieved with solid guarantees and under optimal conditions, thanks to Kaizen Consulting’s expertise in structuring complex financial operations.
This case once again highlights the importance of having a specialized advisor who can identify the right solutions at each stage and guide companies through key decision-making processes for their future.
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